Auto Loans

Take the wheel on your next adventure with Telcoe FCU's great rates* on a variety of new vehicles. As a community-powered, not-for-profit credit union, our loyalty is to you and your best interest, not the dealerships.

Considering a new auto purchase? With our lenders' knowledge of local dealerships in central Arkansas, you'll be confident and armed with knowledge once you hit their lots. We work diligently to secure the competitively low rates and customized terms all Telcoe members deserve.

Looking to refinance an existing auto loan***? We can help you save. We can also offer up to 90 days of NO PAYMENTS. Simply email loans@telcoe.com or click APPLY NOW to get started by entering your vehicle’s information.

For your convenience, our offices are open on Saturdays from 8:30 AM to 11:30 AM, and we're also available to assist you over the phone.

We offer:

  • Competitively low, fixed, and variable rates*

  • Choose from a wide range of repayment terms customized to fit your life

  • Pre-approval and resources for extra bargaining power at the dealership

  • Refinance your current vehicle to potentially lower your rate***

  • Purchase from:

    • An individual

    • Online

    • In state

    • Out of state

  • $15 application fee

  • Turnaround time in as little as 1 hour, depending on the type of purchase**

  • Helpful loan advisor's with working knowledge of local auto market

  • Local decision making and processing, right here in Arkansas

  • Friendly, attentive service from start to finish

Additional Coverage

Enjoy greater peace of mind, knowing you and your loved ones are covered. Learn more about our TruStage Auto & Home Insurance here!

*Rates shown are Annual Percentage Rates (APR). Rates will vary depending on creditworthiness and are subject to change without notice. Loan terms available may vary depending on amount borrowed, the length of contract, credit history, and payment method. All loans are subject to approval. Regular terms and conditions apply. Telcoe Federal Credit Union is an Equal Opportunity Lender.

**Turnaround time frames may vary based on the amount of time it takes to get the required paperwork and documentation to our loan department.

***2013 models and newer may apply, please see loan representative for more details.

****Only auto loans from other financial institutions are available for refinancing. Existing auto loans with Telcoe do not qualify.