\ The Telcoe Federal Credit Union Auto Buying Process\


We\'92ve got a low rate with your name on it. Meet Michele with Telcoe Federal Credit Union, get to know our auto buying process, and drive off into the sunset. We even offer up to 90 days before your first payment with rates as low as 1.69% APR*!

If you've been looking to purchase or refinance a new or used vehicle, we'll help get behind the wheel with competitively low rates you'll only find with a local credit union auto loan. We can assist with a vehicle purchase or refinance. 

We can complete the loan application over the phone and by asking a few questions:

  • What is the desired monthly payment per month?
  • Will you have a trade-in or cash down that can discount the rate?
  • What is your annual income and employment start date?
  • Do you have a vehicle picked out or are you just starting to shop?

Why Finance With Telcoe?

  • Competitively low, fixed and variable rates on new or used vehicles***
  • Choose from a wide range of repayment terms customized to fit your life
  • Pre-approval and resources for extra bargaining power at the dealership
  • Refinance your current vehicle to potentially lower your rate
  • Purchase from:
    • An individual
    • Online
    • In-state
    • Out-of-state
  • $15 application fee
  • Turnaround time in as little as 1 hour, depending on the type of purchase**
  • Helpful loan advisors with working knowledge of local auto market
  • Local, Arkansas decision making and processing
  • Friendly, attentive service from start to finish

For more information, call our loans department at 501-375-5321 or visit us online.

Why A Credit Union? 

Credit unions are not-for-profit, community institutions. Large bank chains tend to see their customers as one individual trail of numbers in their massive bottom line. At Telcoe, our members aren't just co-owners in this enterprise. They're our friends and neighbors. This is why we put any additional monthly earnings right back into Telcoe in the form of higher deposit rates, lower loan rates, anytime-access services, and tons of other educational resources that keep your accounts secure and growing. If you're looking to break free of the bank and join a members' financial credit union or have further questions about credit union loans, contact us by clicking the button below!

Questions? Contact Us!

*Rates shown are Annual Percentage Rates (APR). Rates will vary depending on credit worthiness and are subject to change without notice. Loan terms available may vary depending on amount borrowed, the length of contract, credit history, and payment method. All loans are subject to approval. Regular terms and conditions apply. Telcoe Federal Credit Union is an Equal Opportunity Lender.

**Turnaround time frames may vary based on the amount of time it takes to get the required paperwork and documentation to our loan department.

***Older models may apply, please see loan representative for more details.